Convenience stores and independent retailers
Financing for convenience stores and independent retailers.
- Funding range
- $15,000–$50 million CAD*
- across our funding options.
- Timing
- For eligible revenue-based financing, funds could arrive in as soon as 24 hours after approval and required documents.+
Complete your full application so your personal funding specialist can start reviewing your business and working with funding partners on potential offers.
* Range depends on product, eligibility, business and funder assessment.
+ For eligible revenue-based financing applications, after approval and completion of required documents. Subject to funder and banking timelines, cut-off times and business days. Funding within 24 hours is not guaranteed. Asset and crypto products have separate timelines.
Common uses
What business owners often finance
- 01
Stock and inventory
Buy more stock ahead of busy periods or take advantage of supplier pricing.
- 02
Refrigeration
Replace or add coolers and freezers before a breakdown costs you sales.
- 03
POS and store systems
Upgrade point-of-sale, security or store technology.
- 04
Repairs, payroll and new locations
Cover repairs, keep staff paid, or open an additional location.
Requirements
What you’ll need.
The same requirements apply to every industry. Funding partners assess each application individually.
Revenue-based financing — what you need
- Location
- Operating in any Canadian province (not the territories)
- Trading history
- Minimum 3 months
- Revenue
- Average $15,000 monthly, or $180,000 annually
- Documents
- Most recent 3 months of business bank statements
A soft credit check is used for the initial assessment. Asset-backed financing and crypto-backed loans have separate criteria.
How it works
Four steps, one person beside you.
- 01
Complete your full application
Tell us about your business. It takes a few minutes and gives your personal funding specialist what they need to begin.
- 02
Your personal funding specialist reviews and contacts you
They review your business, ask any questions and work with funding partners on potential offers.
- 03
Understand any offer before you accept
If an offer is available, you’ll see the amount, total cost, fees and payment obligations clearly — before you decide anything.
- 04
Funds transferred
After approval and completion of required documents, funds are transferred to your business account.
Submitting an application does not guarantee an offer.
Questions
Retail financing FAQ
Member of the Canadian Lenders Association — SMB Roundtable.
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Industries
Other industries we support
Funding at Founder Speed.
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